Consumer Credit - The Compliance Company

Consumer Credit

Consumer Credit is a huge sector within regulated financial services with around 38,000 FCA regulated credit firms. Consumer Credit covers lots of different products includes retail lending, credit broking, credit cards, motor finance, leisure finance and debt firms. Our extensive experience within the consumer credit industry is almost unparalleled. Whether you are looking to become an authorised credit firm or are already authorised and need some support, we can help you.

Authorisations

As a Consumer Credit firm, you need FCA approval to be able to offer your products and services to your clients. We have assisted over 1,000 consumer credit firms to obtain FCA authorisation and can help you work through the process of getting fully authorised by the FCA.

Regulatory Assurance

Once you are FCA authorised, you need to evidence your ongoing compliance. We’ll work with you and your company to show you how to maintain your compliance with FCA regulation which is needed for you to grow your business effectively. We know that your bottom line is important and that means you want to expose yourself to as little regulatory risk as possible. Our exceptional service means that we will help you every step of the way, ensuring that you and your staff know exactly how to meet the specifications of all elements of FCA regulation.

Senior Managers & Certification Regime

Senior Manager & Certification Regime applies to all FCA regulated firms. The aim of SM&CR is to ensure that individuals across firms are more accountable for their conduct and to ensure that individuals can demonstrate that they fully understand their responsibilities under FCA regulation.